Australian Payments Plus (AP+) hosted its latest Payment Service Provider (PSP) Forum on 2 October 2025, bringing together a broad cross-section of the payments ecosystem to present, discuss and gather feedback on the future vision for account-to-account (A2A) payments, standardization opportunities, and feedback from the recent NPP capabilities consultation.
The discussion opened with an update on AP+’s ongoing work with Australian Payments Network (AusPayNet) on the industry’s A2A payments vision and highlighted strong engagement from PSPs and other stakeholders. Participants discussed the importance of consistency in language, licensing and user experience to support a fair, competitive environment and to make any potential transition to NPP-based payments more affordable and predictable. Fraud prevention, liability, and mandate portability were recurring themes, with several participants noting the need to connect identity frameworks more closely to scheme rules.
A priority for the participants for future development across payment infrastructure is standardisation. Participants saw opportunities to simplify data and workflow processes, reduce fragmentation, and improve interoperability, particularly across B2B and C2B use cases. The conversation also underscored the benefits of aligning with international ISO standards to promote interoperability and make integration easier for global clients.
Feedback on the session was positive, with participants valuing the open and collaborative format and the opportunity to contribute to AP+’s product development and standards work. Suggestions for future sessions included broader representation of PSPs and clearer pre-meeting context to enable even deeper discussion.
The next PSP Forum is planned for November 2025.
Our thanks go to our in-person and remote attendees for their participation: with AP+ staff joined by representatives from AusPayNet, Azupay, Ezypay, FusionPay, Gr4vy, Paydock, Paypa Plane, Shift Financial, and Waave.
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