AP+ seeks feedback on proposed bulk solution and participation model  

16 March 2026

As Australia’s transition to modern A2A payments including via the NPP continues, there’s growing interest in adopting near real-time, data-rich payments for high-volume ‘bulk’ payments. Bulk payments today represent a significant portion of payroll, supplier and government transactions. 
 
Over the past two years, AP+ has engaged extensively with financial institutions, industry bodies and end users to understand how bulk payments could be supported to ensure a smooth, orderly shift of bulk payments to the NPP. 

Through this work, we have developed a proposed set of enhancements to NPP payments to support bulk payment use-cases and we’re considering the participation model that would enable these features.  

If you’re a stakeholder, we welcome your input to help ensure the bulk solution is practical, inclusive and aligned to real-world needs as we modernise Australia’s payments infrastructure.  

The bulk payments solution paper for public feedback and more information can be found here: https://www.auspayplus.com.au/stakeholder-engagement/public-consultations  

Feedback should be submitted to [email protected] by 5pm on Wednesday 8 April 2026.   

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AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pay our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait Islander peoples' ongoing connection to the lands and waters of Australia and thank them for their pivotal role in caring for Country. Always was and always will be Aboriginal Land.

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