Public consultations
Recent consultations
1. The future vision for account-to-account payments
In July 2025, AP+ and AusPayNet launched a public consultation seeking submissions on the current and future payment needs and expectations of the users of Australia’s account-to-account (A2A) payments system.
Submissions to this consultation closed on 31 July 2025. We thank all individuals, organisations and stakeholders who took the time to contribute.
Consultation paper
Public consultation on the future vision for account-to-account payments in Australia
Findings report
Public consultation on the future vision for account-to-account payments in Australia: Findings report
For a summary of the key themes and outcomes, read more here.
Next steps
The release of the findings completes Step 2 in a six-step process to define Australia’s A2A payments vision and roadmap. These insights will inform the ongoing work of the roundtable meetings between AusPayNet, AP+, the Reserve Bank of Australia (RBA) and the Commonwealth Treasury. The next step in the process is the development and release of a draft A2A vision for further consultation with stakeholders in 2026.
2. NPP capabilities and enhancements
In July 2025, AP+ launched a public consultation seeking submissions on the desired future capability of the NPP, including bulk payment processing, standardised payments instructions and enhanced data capabilities.
Submissions to this consultation closed on 31 July 2025. We thank all individuals, organisations and stakeholders who took the time to contribute.
Consultation paper
Public consultation on NPP capabilities
Findings report
Public consultation on NPP capabilities: Findings report
For a summary of the key themes and outcomes, read more here
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Frequently asked questions
- The future vision for account-to-account payments
In partnership with Australian Payments Network, and with the support of the RBA and Treasury, this consultation will collect feedback on the current and future payment needs and expectations of the users of Australia’s account-to-account payments systems. - Future NPP capabilities and enhancements
We’re also seeking input on the key capabilities and enhancements needed in the future for Australia’s real-time payments infrastructure, the NPP—such as bulk payment processing, standardised payment instruction format and enhanced data capabilities —to support end user needs.
Responses to these consultations will be used as an input to the development of the account-to-account payments vision for Australia and the future roadmap development for the NPP.
Responses to the consultation on future NPP capabilities and enhancements will be used as input to the future capability roadmap development for the NPP.
This work forms part of AP+’s broader engagement with industry to support the continued development of a modern, inclusive and future-ready payments system in Australia.
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