Get started with PayTo
Solutions > PayTo > For businesses > Access to PayTo
How do I offer PayTo?
To be able to offer PayTo as a payment method, you will need to be sponsored as a PayTo User by one of the following financial institutions. They will be able to provide you access to PayTo through proprietary channels or services such as APIs.
The following institutions can help you offer PayTo to your customers
- Merchant Warrior
- Monoova
- Paypa Plane
- Shaype
- Westpac*
- Zai
- Zepto
*Also supports PayTo functionality for business accounts.
What can I do as a PayTo User?
Create PayTo agreements for authorisation by payer customers.
Send payment initiation requests to payer customer’s financial institution.
Perform certain maintenance functions for PayTo agreements including amending, pausing, resuming, and cancelling.
Go to
PayTo for businesses
PayTo can help your business run smoother with real-time notifications, processing, and easy reconciliation.
PayTo use cases
PayTo is suitable for various use cases that can benefit you and your customers. Explore how PayTo can work for you.
PayTo marketing portal
Already offer PayTo? Head to our portal to access marketing material that can help you promote PayTo to your customers.
AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pay our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait Islander peoples' ongoing connection to the lands and waters of Australia and thank them for their pivotal role in caring for Country. Always was and always will be Aboriginal Land.
©2025 Australian Payments Plus. ABN: 19 649 744 203 All rights reserved
Follow us