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Fast, secure payments

PayID® makes sending and receiving money fast and easy. You can use your mobile number, email address, ABN, or Organisation Identifier as your PayID to receive fast, secure payments in your online banking.

See who you're paying

The best part about paying to a PayID is that you’ll know your money is going to the right person or business before you hit send. This can help protect you from fraud, scams and mistaken payments.
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Scam alert: Be aware of ‘scambling’​

‘Scambling’ is slang for illegal online gambling platforms advertised on social media and messaging apps that trick people to visit a scam website to participate in gambling. If you are asked to transfer funds to a PayID on an illegal gambling site, it is almost certainly a scambling website. Contact your financial institution if you think you’ve been ‘scambled’.
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Be scam aware. Stop. Check. Protect.

When using PayID, stop and check you're paying the right person or business before you hit send. ​
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You should also remember: ​

  • PayID will never contact you directly. Not ever. ​
  • Emails or text messages claiming to be from PayID are a scam. ​
  • PayID will never ask you to send money to receive money or ask you to ‘upgrade your account’.​

Have you been ‘scambled’?​

  • Be aware of illegal online gambling scams. You can check if a gambling operator is legal here. If it’s not listed, it’s likely operating illegally as a ‘scambling’ site.
  • If you are being asked to transfer money via PayID on illegal gambling sites, this is a scam.
  • You cannot win money from these sites, or get your money back if you have been ’scambled.

If you believe you have been scammed, please contact your financial institution. ​

Helpful resources​ from Fintel Alliance​
What is illegal online gambling?​
FAQs on scambling​
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PayID for consumers

Send and receive money fast in your online banking.
Learn more
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PayID for business

Use PayID to receive fast payments for your business.
Learn more

PayID is already in your online banking

PayID is offered by over 80 financial institutions. It’s typically built into the ‘Pay Anyone’ section in your online banking.

Latest PayID news and
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AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pay our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait Islander peoples' ongoing connection to the lands and waters of Australia and thank them for their pivotal role in caring for Country. Always was and always will be Aboriginal Land.

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