LOKOI

Guides and papers

Insights and guides

NPP transaction monitoring: Identifying and responding to payments abuse
The New Payments platform and Fast Settlement Service
Modernising Australia's payments system

Whitepapers

Unlocking business opportunities with real-time payments
Enhancing automated invoice processing with real-time payments
Real Time Payments 2.0 – The next generation of real time payments: An international scan
The Industry approach to minimising real-time payments fraud

Message usage guidance

The NPP has developed message usage guidelines that define what data should be included for specific payment types to ensure smooth and efficient payments processing.

For payroll payments
For tax payments
For superannuation payments
For eInvoicing payments

Payment initiation guidance

Authorised payment initiation messages can be used to enable payments such as payroll, superannuation, supplier payments and invoices.

For guidance on using NPP payment initiation messages.
For guidance on mapping from DE files to NPP payments.
See a sample Payment Initiation API in the NPP API Framework.

AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pay our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait Islander peoples' ongoing connection to the lands and waters of Australia and thank them for their pivotal role in caring for Country. Always was and always will be Aboriginal Land.

View our Reconciliation Action Plan (PDF)

Fast payments infrastructure

Digital trust

Secure bill payments

Australia's debit card network

Guides and papers