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Payday super is coming

From July 2026, employers will need to pay super at the same time as wages. 



Real-time payments make this possible, helping funds, employers and workers with faster, more secure contributions. 



Find out what it means and how to get ready.
Learn more

Unlocking business opportunities with real-time payments

Real-time payments are fast becoming a business essential.

Our latest whitepaper explores how forward-thinking Australian businesses are embracing this shift, and realising the benefits.
Read more
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Educational resources

Explainer: Why modern payments matter for consumers, business and government

Voice of corporate Australia: The case for fast, efficient, reliable business payments

Sizzle reel: Australia's payments future

Flyers and guides
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How the NPP is supporting modern business payments
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Faster, more efficient superannuation payments
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PayTo, secure payments from your bank account
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FAQs
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Case studies
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Guides and papers
Access
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Webinars

Our webinars bring together industry experts to share insights, updates, and practical guidance on the evolving landscape of real-time payments.
Group 1849
Unlocking business opportunities with real-time payments

August 2025
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RBA and AusPayNet join the discussion to provide an update on key focus areas

May 2025
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Faster, more efficient superannuation payments

March 2025
Watch now
Move to NPP Webinar 1
The move to NPP: An introduction to Australia’s payments future

December 2024
Watch now

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Latest updates
Case study: Red Energy modernises bill payments
Electricity and gas provider Red Energy is the first major Australian utility to offer PayTo as a real-time bill payment (read more)
29 October 2025
Account-to-Account Payments Roundtable  
The Account-to-Account Payments Roundtable is a series of roundtables being held between AusPayNet, AP+, the RBA and Commonwealth Treasury. These (read more)
21 October 2025
Payday super is coming - are you ready?
Superannuation funds need to be ready for proposed payday super reforms planned to take effect from July 2026. To support (read more)
9 October 2025
Case study: Calastone's fund trade settlement overhaul
Calastone, the largest global funds network connecting financial institutions worldwide, is transforming fund settlement by streamlining the traditionally inefficient investment (read more)
29 September 2025
AP+ whitepaper shows why real-time payments are fast becoming a business essential in Australia
A new whitepaper released today shows how Australian businesses are increasingly turning to real-time payments to improve cash flow, elevate (read more)
21 August 2025
AP+ Whitepaper: Unlocking business opportunities with real-time payments
The way businesses pay and get paid is undergoing a fundamental shift. Real-time payments are enabling fast, always-on transactions and (read more)
21 August 2025
Webinar: Unlocking business opportunities with real-time payments
Watch how real-time payments are transforming businesses Payments in Australia and around the world are modernising rapidly, transforming how businesses (read more)
19 August 2025
ACCC grants AusPayNet and AP+ authorisation to collaborate about the future of account-to-account payment infrastructure
Australian Payments Network (AusPayNet), the self-regulatory body for the payments industry, and Australian Payments Plus (AP+), the domestic payments provider, (read more)
8 August 2025
Case study: Dymocks Education's payment evolution
Australian education provider Dymocks Education is modernising its customer payments, creating a more seamless and secure customer experience and unlocking (read more)
8 July 2025
​AP+ opens second consultation on future NPP capability  
​​Australian Payments Plus (AP+) has opened a consultation to collect feedback from stakeholders and end users of account-to-account payments on (read more)
2 July 2025
AusPayNet and AP+ launch public consultation on the future of account-to-account payments
Australian Payments Network (AusPayNet), the self-regulatory body for the payments industry, and Australian Payments Plus (AP+), the domestic payments provider, (read more)
2 July 2025
Developing a shared vision for Australia’s payments future 
Modernising Australia’s account-to-account payment system was the focus of a recent webinar hosted by Australian Payments Plus (AP+). The webinar (read more)
13 May 2025
ACCC grants AusPayNet and AP+ interim authorisation to coordinate industry efforts on the future of account-to-account payments
Australian Payments Network (AusPayNet), the self-regulatory body for the payments industry, and Australian Payments Plus (AP+), the domestic payments provider, (read more)
5 May 2025
​NPP ready to deliver faster, more efficient superannuation payments 
Australia’s real-time payments platform, the NPP, has the capacity, reach and resilience to process superannuation payments. With payday super set (read more)
5 May 2025
An update on the initiatives to support the move to NPP
Momentum is building toward the transition to real-time payments and Australia’s payments future. In 2024, 1.6 billion transactions flowed through (read more)
30 April 2025
​​AP+ welcomes RBA Risk Assessment into planned BECS decommissioning
Australian Payments Plus (AP+) welcomes the risk assessment published this morning by the Reserve Bank of Australia (RBA) into the (read more)
11 March 2025
Faster, more efficient superannuation payments
Webinar recording Superannuation is evolving—bringing greater speed, efficiency, and better outcomes for retirement.  In this webinar, AP+ leaders Katrina Stuart (read more)
6 March 2025
Geoff Summerhayes appointed to chair Move to NPP Steering Committee
AP+ is undertaking a comprehensive program of work to support the movement of payments to the NPP in preparation for (read more)
21 February 2025
The move to NPP: An introduction to Australia's payments future
Webinar recording In today’s fast-paced economy, we all need fast and efficient payments. The NPP is revolutionising the way consumers, businesses and government pay and get paid with solutions (read more)
4 December 2024
The Move to NPP
Welcome to the latest edition of our Move to NPP newsletter. We’re thrilled to have you on board as we (read more)
18 November 2024
An update on the move to NPP
Australia’s payments system is entering a period of unprecedented transformation. Momentum is accelerating for the movement of payments to the (read more)
31 July 2024
AP+ welcomes J.P. Morgan Payments as eftpos member, joining New Payments Platform, strengthening diversity and furthering competition
Australian Payments Plus (AP+) today announced J.P. Morgan Payments, a part of leading global financial services firm JPMorganChase has joined (read more)
25 July 2024
PSP forum report 
AP+ held its latest Payment Service Provider (PSP) Forum on 15 April 2024. Chaired by Greg Cooper, independent AP+ director, (read more)
15 April 2024
The continued migration of payments from BECS to the NPP
It’s going to be a massive year for the Payments & Schemes team within AP+ with support for migration of (read more)
15 January 2024
NPP Soundbites
Take a closer look inside fast payments with NPP Soundbites. A podcast where organisations and government departments share their insights (read more)
11 August 2023
‘The Day You PayID’d Me’ launches for consumer and small business audiences
Awareness of PayID amongst consumers and small businesses is set to boost with a brand new campaign launching this week. (read more)
23 November 2022
NPP Roadmap provides update on the platform’s uptake and capability development
The NPP October 2022 Roadmap has been published. An update on the NPP roadmap is now available providing the latest (read more)
4 November 2022
PayTo commences rolling out for first payment service providers
Australia’s first payment service providers have commenced offering PayTo to their merchant and business customers, as the financial services sector (read more)
30 June 2022
PayTo front and centre at Real Time Payments Summit 21/22
The potential of PayTo was on full display at this year’s inaugural Real Time Payments Summit – “More than just (read more)
25 May 2022
eInvoicing gathers momentum
NPP is pleased to see eInvoicing gathering momentum in Australia. Treasury’s recent consultation on the business adoption of eInvoicing also (read more)
13 April 2022
Paypa Plane to connect directly to the NPP
Paypa Plane to connect directly to the NPP as preparations for PayTo continue NPP Australia is pleased to confirm that (read more)
14 March 2022
NPP virtual update 12 October 2021 – replay now available
Replays are now available for the NPP virtual update held on 12 October. Adrian Lovney, CEO, NPP Australia, provided an (read more)
11 November 2021
NPP Roadmap provides PayTo and international payments update
NPP Australia’s six-monthly NPP Roadmap has been published. NPP Australia’s six-monthly NPP Roadmap has been published here. Katrina Stuart, NPP Australia’s (read more)
29 October 2021
Zepto the first non-ADI and accredited CDR data recipient to become an NPP ‘Connected Institution’.
Zepto (the Australian fintech previously known as Split Payments) has become the first non-ADI and accredited CDR data recipient approved (read more)
26 October 2021
Wise Australia becomes latest NPP Participant
Wise Australia – the Australian arm of global technology company Wise – is the latest organisation to become an NPP (read more)
27 September 2021
NPP virtual update scheduled for 10am on 12 October 2021.
Login details have now been sent to registered attendees. If you have registered but did not receive login details, please (read more)
16 September 2021
ACCC authorises amalgamation of BPAY Group, eftpos and NPP Australia to form Australian Payments Plus
ACCC authorises amalgamation of BPAY Group, eftpos and NPP Australia to form Australian Payments Plus The Industry Committee and Australian (read more)
9 September 2021
Payments Industry Committee, AP+ welcome ACCC merger approval
The ACCC has authorised the amalgamation of BPAY Group, eftpos and NPPA to form Australian Payments Plus The three entities (read more)
9 September 2021
Draft undertakings: Statement attributable to Robert Milliner, Industry Committee Chair
We welcome and support the ACCC’s ongoing consultation regarding the proposed merger of BPAY, eftpos and New Payments Platform Australia (read more)
8 August 2021
In Memoriam: Chloe Munro AO, a remarkable independent voice
NPP Australia Limited has acknowledged with deep sympathy the passing of independent director Chloe Munro AO, following illness. Chloe joined (read more)
21 July 2021
Payments Industry Committee responds to ACCC
The Payments Industry Committee (“the Applicants”) has formally responded to the ACCC’s preliminary views regarding the proposed merger of eftpos, (read more)
7 July 2021
Real Time Payments Summit 2021/22 rescheduled to 3 May 2022
Get your early bird tickets for NPP Australia's inaugural Real Time Payments Summit Join NPPA as we bring together an (read more)
2 June 2021
Updated NPP Roadmap presents ‘PayTo’
Latest NPP Roadmap presents name of Mandated Payments Service Every six months, the NPP Roadmap provides an updated overview of (read more)
30 April 2021
ACCC approval sought for BPAY Group, eftpos and NPPA to amalgamate
To create a more efficient and agile Australian payments group to deliver new payments innovations faster for the benefit of (read more)
23 March 2021
Review of the Australian Payments System
NPP Australia's submission to Treasury’s Review of the Australian Payments System. NPP Australia has provided a submission to Treasury’s Review of (read more)
9 February 2021
eInvoicing and the NPP
Combining NPP functionality with eInvoicing enables seamless ‘procure to pay’ The digital exchange of invoices between a supplier and buyer’s (read more)
2 February 2021
eftpos, BPAY Group and NPPA propose to amalgamate for thebenefit of Australian consumers and businesses
eftpos, BPAY Group and NPPA to be preserved as distinct operations under a single Board with a shared roadmap for (read more)
15 December 2020
Latest NPP roadmap provides international payments update
The most recent version of the NPP Roadmap is now available Every six months, NPP Australia updates and publishes its (read more)
2 November 2020
Five million PayIDs registered in Australia
Five million PayIDs have now been registered by Australian consumers and businesses looking for a simple and cashless way to (read more)
24 July 2020
Efficient, simpler, stronger payments infrastructure for Australia
The RBA’s Review of Retail Payments Regulation (published 29 November 2019) invited views about whether any changes or consolidation of (read more)
4 June 2020
Inquiry into Future Directions for the Consumer Data Right
The NPP Mandated Payments Service (MPS) will support ‘write’ access for third party payment initiation for real-time, account-to-account payments. NPP (read more)
21 May 2020
Small businesses replace cash with PayID during COVID-19 crisis
As businesses battle the challenges presented by the COVID-19 crisis, more are advertising PayID as a payment alternative to cash, (read more)
11 May 2020
NPP Mandated Payments Service – enabling third party payment initiation
NPP Australia has been working extensively with the industry to develop the Mandated Payments Service (MPS), as outlined in the (read more)
7 May 2020
Update on the NPP Roadmap
NPP Australia is committed to extending and enhancing the capability of the NPP to meet the needs of participating financial (read more)
30 April 2020
eInvoicing and the NPP
With more than one billion invoices generated in Australia every year, eInvoicing presents a significant opportunity for the Australian economy (read more)
21 February 2020
Opening statement: Senate Select Committee on Financial Technology and Regulatory Technology
NPP Australia’s opening statement to the Senate Select Committee on Financial Technology and Regulatory Technology Today NPP Australia participated in (read more)
20 February 2020
NPP Australia Appoints Third Independent Director
NPP Australia’s (NPPA) shareholders have voted to appoint Elizabeth Hallett as the entity’s third independent director at an Extraordinary General (read more)
13 February 2020
NPP Requirements for Cross-Border Payments
The NPP Regulations define the conditions for sending cross-border payments to payees via the NPP, including identifying them as cross-border (read more)
10 February 2020
Fintech Select Senate Committee submission explains NPP’s ‘open’ approach
NPP Australia (NPPA) recently responded to the Senate Select Committee on Financial Technology and Regulatory Technology On the eve of (read more)
21 January 2020
NPP API Framework v3.0
A new version of the NPP API Framework including additional sample APIs are now available here. This latest version incorporates sample (read more)
2 December 2019
Updated response to the RBA’s NPP Functionality and Access Consultation
An updated response to the RBA’s Conclusion Paper regarding NPP Functionality and Access is now available. In July 2019, NPP (read more)
31 October 2019
Media release: Roadmap details ongoing plans to extend and enhance the NPP
NPP Australia (NPPA) has today published details of its ongoing investment in the NPP, to extend and enhance the capability (read more)
28 October 2019
Becoming an Overlay Service Provider
One of the ways that an organisation may choose to interact with the platform is by becoming an Overlay Service (read more)
8 October 2019
Mechanisms in place to protect PayID from the risk of cyberattacks and data breaches
An article written by an academic has appeared on multiple media platforms last week implying that NPP Australia does not (read more)
20 September 2019
Uplifting cybersecurity controls
The New Payments Platform operates with security and fraud front of mind, which is why our regulations require NPP participants (read more)
20 August 2019
NPP Australia’s response to the RBA’s NPP Functionality and Access Consultation: Conclusions Paper
Response to the RBA’s NPP Functionality and Access Consultation: Conclusions Paper In June 2019, the Reserve Bank of Australia (RBA) (read more)
30 July 2019
Real-Time Payments 2.0
The next generation of real-time payments: An international scan Real-Time Payments 2.0 is a white-paper that explores key trends and opportunities in global (read more)
2 July 2019
Statement: RBA NPP Functionality and Access Consultation, Conclusions Paper
NPP Australia welcomes the RBA’s Conclusions Paper into NPP Functionality and Access Consultation in line with our shared commitment to (read more)
13 June 2019
NPP QR Code Standard gives innovators access to the benefits of real-time data-rich payments
NPP Australia has released a standardised QR code specification for the New Payments Platform (NPP), in line with its ambition (read more)
3 June 2019
NPP API Framework v2.0
A new version of the NPP API Framework, initially launched in September 2018, is now available. NPP Australia’s General Manager of (read more)
22 May 2019
Stone & Chalk Masterclass: New Payments Platform and future capabilities
NPP Australia and Stone & Chalk partnered during the month of May to bring a masterclass on the New Payments (read more)
21 May 2019
The New Payments Platform – one year on
Following a successful go-live in November 2017, the New Payments Platform (NPP) was opened to the Australian public on 13 (read more)
19 February 2019
Development of NPP ISO 20022 message usage for Payroll, PAYG Tax and Superannuation Payments – Market Consultation
NPP Australia is seeking input from interested stakeholders on the development of NPP ISO 20022 message usage guidelines for payroll, (read more)
4 February 2019
NPP Australia appoints new Chair Bob McKinnon
New Payments Platform Australia (NPPA) Board has appointed Bob McKinnon as the company’s new independent Chair. His appointment is the (read more)
31 January 2019
Inquiry into Future Directions for the Consumer Data Right
Supporting third party payment initiation on the NPP. The Treasurer yesterday announced an Inquiry into Future Directions for the Consumer (read more)
23 January 2019
NPP Australia’s response to the RBA’s NPP Functionality and Access Consultation
This paper is NPP Australia Limited’s submission in response to the RBA’s consultation on the New Payments Platform functionality and (read more)
3 December 2018
SWIFT and NPP Australia launch sandbox for testing APIs
SWIFT, in its role as a leading technology company in the financial sector, in conjunction with NPP Australia - the (read more)
17 October 2018
Five pathways to the New Payments Platform
The New Payments Platform brings important payments capabilities to Australia. It’s a platform that offers speed, data capabilities and simpler (read more)
20 September 2018
New Payments Platform API Framework opens door to capabilities
A new API Framework has been released by NPP Australia that will help enable a wide range oforganisations to develop (read more)
18 September 2018
You don’t need to be ‘on’ the New Payments Platform to innovate
CEO of New Payments Platform says organisations are wrong to assume they must connect directly to the new real-time payments (read more)
27 August 2018
NPP Australia’s response to the Productivity Commission’s Report on Competition in Financial Services
The NPP moves account holders’ money in real-time and according to the Productivity Commission, may be expected, at some point (read more)
3 August 2018
NPP Australia’s submission to ASX Chess Replacement Consultation
This paper is NPP Australia Limited’s submission in response to the ASX’s consultation paper “CHESS Replacement Scope and Implementation Plan” (read more)
22 June 2018
New Payments Platform awarded Business Service Markets Award
The New Payments Platform (NPP) has been recognised at the New South Wales 2018 State iAwards– one of Australia’s premier (read more)
18 June 2018
NPP Australia and KPMG have cowritten a whitepaper about the industry approach to minimising real-time payments fraud
The New Payments Platform (NPP) is new, world-leading domestic payments infrastructure that enables connected Australian financial institutions to offer their (read more)
18 May 2018
The 2018/19 Federal Budget and the NPP
What does the 2018-19 Federal Budget mean for the NPP? This week’s 2018-19 Federal Budget unveiled plans to invest more (read more)
10 May 2018
Exploring RegTech Possibilities
#COLLABNPP May-July 2018 NPP Australia is interested in collaborating with RegTech organisations to explore potential opportunities for developing innovative compliance (read more)
4 May 2018
New Payments Platform: balancing system integrity and access
Recently the New Payments Platform (NPP) opened to the public. As well as enabling customers of different banks to make (read more)
6 March 2018
PayID and privacy
PayID is an optional new payment addressing service that enables users to elect somethingeasy to remember - like a phone (read more)
17 February 2018
The New Payments Platform launches - Consumer media release
A new payments system has officially launched in Australia today, giving consumers and businesses access to the most modern payments (read more)
13 February 2018
How consumers can protect themselves from scams
The New Payments Platform means people and businesses can pay money instantly into another person’s or a business account 24 (read more)
13 February 2018
Chloe Munro joins NPP Australia Board of Directors
The New Payments Platform Australia (NPPA) today announced its shareholders have appointed Chloe Munro AO as an independent Director, after (read more)
13 February 2018
The New Payments Platform launches - Financial services media release
Payments infrastructure that enables customers with accounts at different banks, building societies and credit unions to make real-time data-rich payments (read more)
13 February 2018
PayID is coming soon - Media release
Australian's can soon forget their BSB and account number, because so many of us already do. From today, a national (read more)
9 February 2018
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