BPAY for your business
BPAY is an easy and secure way to receive payments and pay your suppliers.
Receiving payments with BPAY
Streamline billing
Whether you’re a large corporation or sole trader, BPAY can help you work smarter.
As a Master Biller, you can collect BPAY payments for other organisations – and offer extra services, like automated reconciliation, outsourced billing and bill management. For example, if you are a strata management company, use BPAY to receive payments for the buildings you manage.
Become a Sub Biller – and get cleared money in your accounts save on overheads and administration and say goodbye to chargeback risk.


Keep track of payments
Create a unique Customer Reference Number (CRN) for each customer. Protect their personal information and make reconciliation easy. Track multiple bills and stay on top of payments.
With BPAY, you can keep track of payments for specific periods, bills, invoices or transactions using a Variable CRN. Or fix the amount, expiry date or both with an Intelligent CRN (iCRN).
Send bills with BPAY View
We call it BPAY View. Your bank might give it another name. Whatever you call it, it’s a simple way to give your customers a secure, easy way to view and pay bills.
Send bills and statements directly to their online banking. It’s easy to do, saves you time and helps you manage your costs.

Send bills
Deliver bills straight to your customer’s online banking – so they’re right where they need to be, to pay you.
Help customers
Help your customers pay on time, with electronic reminders.
Drive traffic
Drive traffic to your website by putting links to special offers in your bills.
Paying bills with BPAY

Manage bills
BPAY makes it secure and easy to pay and manage your bills. Got a single bill? Pay it online or on your mobile just like you would a personal bill but from your business account. You can even pay multiple bills at once using BPAY Batch.
More security
Use your secure online banking to pay bills.
Greater control
Choose to pay now or schedule it for later.
Less time
Use batch payments to pay multiple bills in one go.
Pay your bills at once with BPAY Batch
Got multiple bills to pay? Or paying bills on behalf of your customers? You can set up BPAY Batch and save yourself money and time.
Bankwest, Bendigo Bank, Commonwealth Bank, Macquarie Bank, National Australia Bank and Westpac offer BPAY Batch.


More savings
Pay all your bills in a single file and save on time.
Less to do
Send the batch file to your bank – they’ll do the rest.
Add value
Take care of bill payments on behalf of your customers.
Tools for your business
BPAY Brand Portal
Explore our BPAY brand guidelines and marketing material to help deliver a consistent brand experience.
AP+ Developer Portal
Explore our APIs to help you develop bill payment solutions to support your business and your customer needs.
CRN Generator Tool
Generate BPAY CRNs specific to your Biller Code to help you track and reconcile payments.
FAQs
Check out our FAQs for common questions asked by businesses.
AP+ acknowledges the Gadigal People of the Eora nation as the Traditional Custodians of the lands on which we are based and pay our respects to Elders past, present and emerging. We recognise all Aboriginal and Torres Strait Islander peoples' ongoing connection to the lands and waters of Australia and thank them for their pivotal role in caring for Country. Always was and always will be Aboriginal Land.
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