For consumers

eftpos is Australia's trusted debit card network. eftpos is supported in most debit cards in Australia wherever the eftpos logo appears (typically on the 'back of card'), enabling consumers to pay in-store, online, or on-the-go. eftpos is committed to convenient, secure, and reliable payments, and helping consumers stay on top of their money.

An easy way to pay

With eftpos, consumers can use their own money for everyday purchases, plus get real-time balances in their online banking – making it easy to stay on top of their money.

Widely accepted across Australia

eftpos is available on most Australian debit cards and prepaid cards, and is widely accepted across Australia.

Trusted Australian network

Transactions on eftpos are processed locally, ensuring transactions are secure, and consumers can benefit from eftpos’ fraud protection features. This includes PIN, online authentication and disputes and chargeback rights, so they can always shop with confidence.

Pay on the go with your digital wallet

eftpos is supported in popular digital wallets, giving debit cardholders the benefit of security and convenience. Payments made using a digital wallet are tokenised which replaces real card details (like card numbers) with a digital token that can be used for transactions. This token is useless if stolen as sensitive card details are never shared.

Some digital wallets may allow consumers to choose the preferred network. If this is enabled and a consumer is with a participating bank, they can simply add their debit card to a digital wallet, and choose eftpos as the default payment method before tapping to pay.

Smart ways to pay

Get real-time balances with every transaction, helping you stay on top of your spending.

Make secure payments by simply swiping up and keep track of your finances with real-time balances.

Gives you secure access to your own money in real-time, and it can even help you avoid surcharges.

Did you know?

Wherever the eftpos logo appears on a debit card or digital wallet, payments may be processed through eftpos. This is because merchants can now choose the card network their transactions are processed through (unless a consumer has opted otherwise), so transactions may be reflected in real-time in consumers’ online banking.

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