It's time to move to NPP
Revolutionising the flow of money
Today’s economy moves fast. We all need payments that can keep up. In Australia, the NPP is revolutionising the way we make payments today – and creating opportunities for tomorrow.
Bringing certainty and efficiency to payments
The NPP is Australia’s fast payments infrastructure, bringing certainty and efficiency to payments – and setting Australia up for the digital future.
Launched in 2018, the NPP connects over 100 banks, financial institutions and fintechs, facilitating around $6 billion of payments each day, with money moving quickly and securely between bank accounts using Osko®, PayID® and PayTo®.
Payments between bank accounts in Australia are moving to this fast, secure and efficient payments system.
Unlocking value for Australian
businesses
The move to the NPP is a once-in-a-generation opportunity to revolutionise the flow of money, bringing certainty and efficiency to business payments and paving the way for Australia’s payments future.
Our latest whitepaper explores how forward-thinking Australian businesses are embracing this shift, and realising the benefits.
Move money anytime
Make and receive payments 24/7 – including weekends and public holidays
Enable powerful business efficiencies
Streamlined payment processes save businesses time and money
Optimise cash management
Unlock more efficient use of working capital with real-time visibility of cash positions
Certainty
Real-time information provides clear visibility on incoming payments and certainty on payments out
Better customer experiences
Delight customers with better experiences made possible by fast, information-rich payments
More confidence money is going where you think it is
Safeguard payments with advanced addressing and account validation
It's time for fast, efficient, reliable business payments
Discover why business leaders are embracing the move to NPP - and what it means to for the future of business payments.
Payday super is coming
From July 2026, employers will need to pay super at the same time as wages.
Real-time payments make this possible, helping funds, employers and workers with faster, more secure contributions.
Find out what it means and how to get ready.
NPP adoption is gaining momentum
Since its launch in 2018, NPP payment volumes have steadily grown.
1.63 billion
transactions in 2024
150+ million
transactions a month
$6.5 billion
average payment value per day
114+ million
accounts reachable
28+ million
PayIDs registered
$45.5 billion
The largest single payment
* Source: AP+ data, 31 August 2025 and RBA payments data
Discover NPP product solutions
What’s next?
A large and growing volume of Australian payments are already being made on the NPP. AP+ is working with banks, payment service providers and industry partners to support the modernisation of consumer, business and government payments.
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Ready to transform your business payments?
To learn more about the opportunities to transform your business payments, talk to your bank or payments service provider.
Latest NPP updates
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